Workers comp EMR consulting
The Orson Group advises construction contractors and other high-hazard employers on workers' compensation experience rating. We read the numbers the way a carrier's actuary does, on your side of the table.
For contractors
Construction contractors face unique classification code complexity, high expected loss rates, and aggressive premium audits. We understand the Scopes Manual, trade-specific class code rules, and the operational realities of running crews across multiple job sites.
For brokers and advisors
Technical backing for insurance brokers, CPAs and attorneys whose contractor clients need an answer on experience rating they can stand behind.
The experience modification system is complex, carrier data reporting is error prone, and the errors rarely run in the employer's favor. The Orson Group was founded to close that gap with the same rigor the rating bureaus and carriers bring to their side of the file.
Independent review of the NCCI experience rating worksheet and the data behind it, for employers who want to know their mod is right before they pay on it.
When a rating is wrong, we pursue the correction with the carrier and the rating bureau and recover the premium that was overpaid as a result.
Technical backing for insurance brokers, CPAs and attorneys whose contractor clients need an answer on experience rating they can stand behind.
Florida · Georgia · Alabama · South Carolina · North Carolina · Tennessee
Why we exist
Your insurance broker probably cannot audit the NCCI calculation itself. Your carrier has no incentive to find its own mistakes. NCCI processes whatever data it receives. That is the gap The Orson Group fills.
We work on contingency because we are confident in what we find. If there is no error, you owe nothing. If there is, you only pay from what we recover.
Tell us a little about your company and what you are trying to understand about your workers' comp rating. We reply personally, usually within one business day.
Workers' comp experience rating consulting and premium recovery for Southeast US contractors.
Serving Florida, Georgia, Tennessee, Alabama, South Carolina & North Carolina.
